Financing Options & Dental Insurance for the Sartell and greater St. Cloud, MN community

Dental Insurance for St. Cloud, MN

We believe that financial considerations should not be an obstacle in obtaining proper dental care. To assist our patients with their financial needs, our office offers a variety of payment options including CareCredit®. Our team will be happy to review these choices with you when you are scheduling your recommended treatment plan.


We welcome a variety of payment options including cash, check, MasterCard, Visa, and Discover.


As a service to our patients, we are pleased to offer CareCredit®, the nation's leading patient payment program. CareCredit® offers special financing and low monthly payment options, no up-front costs, and no-prepayment penalties. For fees from $300 to $25,000, upon request and approval, CareCredit® offers a comprehensive range of plans with low minimum monthly payments that fit comfortably into every budget.


With CareCredit® you can:

  • Start treatment and care immediately and pay over time
  • Pay for other medical expenses for you and your family without having to reapply
  • Pay for deductibles and treatment not covered by insurance
  • Have no annual fees

To apply, go to www.carecredit.com. You will receive a decision immediately. We can assist you in applying for these programs. For more information, please contact our office at (320) 251-2972.


Dental Insurance

Our practice accepts most insurance plans. We are proud of our team’s ability to assist patients with questions and issues concerning their individual dental insurance plans. For patients with dental insurance, we are glad to be able to help you to maximize your policy benefits. We'd be happy to estimate your coverage prior to your appointment. Please call (320) 251-2972 with any questions.


Dental insurance is a contract between your employer and the insurance company. The benefits you receive depend on the policy your employer has negotiated and are not necessarily reflective of all services Persona Dental has available. We realize this can be confusing and complex. Our insurance coordinator is available to review your policy and provide a complimentary benefit analysis, as well as assist you in filing claims to help you to maximize the reimbursement to which you are entitled. We will process all insurance company forms. The amount of compensation you receive will be dependent upon your coverage plan and specifics.


Cosmetic procedures are generally not covered by most dental insurance policies; however, partial benefits may be available if teeth are broken or have previous dental fillings, bonding or crowns. If you have questions about insurance, please call your insurance company directly for information regarding your individual plan.


Persona Perks℠ Means No Insurance Is No Problem!

Ask about our exclusive Persona Perks℠ in-office dental savings program. Now you have access to savings on personalized, yet affordable dental care without the hassles of traditional insurance. Includes preventative care, restorative and cosmetic treatment, products, teeth whitening, Botox® and Dermal Fillers.